Online Bookkeeping Services Carmel, NY

Your financial statements aren’t just data in a spreadsheet, they are the foundation of your company’s growth. Whether you need to make informed decisions, attract investors, or stay audit-ready, we deliver precise, fully compliant financial statements that provide a clear picture of your organization’s standing.

What We Offer:

• Profit & Loss Statement (Income Statement) - Get a comprehensive summary of your earnings, outflows, and profits so you can measure growth, spot patterns, and make smarter financial decisions.
• Balance Sheet - A clear overview of your assets, debts, and equity, helping you assess your financial health.
• Cash Flow Statement - See exactly where your money is coming from and how it’s being spent, so you can maintain stability and prevent financial gaps.
• Financial Ratios & KPI Analysis - We evaluate key metrics like profit margins and liquidity ratios to uncover opportunities and red flags.
• Investor & Grant Reporting - Professionally prepared reports customized for banks, investors, and grant agencies to help you raise capital.

Well-prepared financial statements increase trust among investors, strengthen financial security, and help you steer your business toward success that ensure scalability.

A well-structured financial plan is the foundation to business growth and stability. We create tailored budgets and forecasts to help you maintain control, anticipate challenges, and steer your business with confidence.

What We Offer:

• Annual & Monthly Budgeting - Detailed financial plans built around past performance, industry benchmarks, and future goals. 
• Revenue & Expense Forecasting - Insightful projections that help you anticipate future financial needs, ensuring sustainable cash flow. 
• Scenario Planning & Sensitivity Analysis - Best-case, worst-case, and realistic-case financial models to enhance financial resilience.
• Budget vs. Actual Performance Tracking - Systematic comparisons between your planned budget and actual financial performance to adjust strategies proactively.

Effective budgeting and forecasting put you in control, minimize unexpected shortfalls, and allow you to scale sustainably.

Profitability doesn’t guarantee financial stability, steady cash flow is the real key. We help you manage your cash flow effectively so you can stay operational, handle payroll, and scale your business.

What We Offer:

• Cash Flow Projections - Short- and long-term forecasts to ensure financial security and maintain stability.
• Accounts Payable & Receivable Optimization - Faster invoice collections and efficient payables management to strengthen cash flow.
• Expense Tracking & Cost Control - Identify inefficiencies, reduce financial waste, and increase profitability.
• Emergency Fund Planning - Build financial reserves to protect your business from unexpected downturns.
• Liquidity & Solvency Planning - Ensure your business sustains healthy financial ratios and is always ready to expand.

Poor cash flow management is one of the top reasons businesses fail, our expertise protects your company from this risk.

Payroll mistakes can lead to unhappy employees, tax penalties, and legal trouble. We manage your payroll, ensuring your team gets paid correctly, punctually, and in full compliance with regulations.

What We Do:

• Payroll Processing & Direct Deposits - Reliable handling of employee pay, contractor payments, and direct bank transfers.
• Federal & State Payroll Tax Withholding - Precise tax withholding to keep your business compliant.
• Quarterly & Annual Tax Filings - We handle all payroll-related tax documents, including W-2s, contractor tax documents, and 941s.
• Benefits, Deductions & Overtime Compliance - Accurate management of health benefits, retirement plans, and overtime pay.
• Payroll Audits & Compliance Checks - Regular payroll evaluations to prevent issues, avoid penalties, and maintain legal standing.

A reliable payroll system ensures employee satisfaction, protects you from legal issues, and maintains regulatory adherence.

Audits can be nerve-wracking, but they don’t have to be. We help you stay audit-ready year-round with accurate financial records and full compliance with regulations.

What We Do:

• Audit-Ready Financial Statements - Ensure all your financial reports pass audits with ease.
• Internal Controls Assessment - Identify fraud risks, inaccuracies, and compliance gaps before they become major issues.
• Nonprofit & Grant Compliance Audits - Specialized support for NGOs to manage donor contributions and meet funding guidelines.
• IRS & Tax Audit Support - Full paperwork preparation, representation, and legal adherence if you’re audited.
• Pre-Audit Preparation & Risk Mitigation - We analyze your books to spot potential red flags before an audit begins.

Staying audit-ready reduces stress, keeps you legally secure, and protects your business from costly penalties.

Beyond bookkeeping and compliance, we provide professional advice to help you increase profitability, secure funding, and enhance decision-making.

What We Offer:

• Profitability & Cost Analysis - Identify opportunities to increase income and reduce expenses for a stronger bottom line.
• Strategic Tax Planning - Maximize deductions, leverage tax credits, and fine-tune your tax strategy to reduce tax burdens and increase savings.
• Funding & Investor Readiness - Prepare comprehensive financial reports and presentations to attract investors or obtain funding with confidence.
• Financial Sustainability for Nonprofits - Expert guidance on grant funding, donor engagement, and efficient budgeting to ensure financial longevity.

The right financial strategy can take your business from stagnant to expanding.